When IRAs, 401(k)s, and Other Tax-sheltered Investments Dont Make Sense
Every year about this time, people start talking about and considering things like IRA contributions. Most of the time, tax-sheltered investments make great sense. The federal and state governments have designed their tax laws to encourage such savings. However, that said, there are three situations [...]
Posts Tagged ‘Iras’
When IRAs, 401(k)s, and Other Tax-sheltered Investments Dont Make
Posted by admin on August 6th, 2010
Posted in 401k Retirement Plan 
Tags: 401 K, Deferred Taxes, Early Withdrawal Penalty, Enough Money, Federal Budget Deficit, Income Tax Rates, Investment Income, Investment Options, Investments, Ira Contributions, Iras, Poor Idea, Retirement Account, Retirement Income, Retirement Planning, Scope, State Governments, State Income Tax, State Tax, Tax Rate 
No Comments »Roth 401k New Retirement Savings Plan.
Posted by admin on May 17th, 2010
Brand new employer sponsored retirement plan is a hybrid of a traditional 401k and a Roth IRA.
Income tax rates have been cut, the marriage penalty done away with, and the “death tax” is also on a path to no more. All of this is a result of the Bush administration’s Economic Growth and Tax Relief [...]
Posted in 401k Retirement Plan Tags: 401k Contribution Limits, 401k Limits, 401k Withdrawal, Best Of Both Worlds, Death Tax, Economic Growth And Tax Relief Reconciliation Act, Hewitt And Associates, Income Tax Rates, Ira Income, Iras, January 1st, Marriage Penalty, Republican Congress, Retirement Plan, Retirement Plans, Retirement Savings Plan, Roth 401k Contribution Limits, Roth 401k Plan, Roth Ira, Tax Relief Reconciliation Act No Comments »IRA vs. 401 (k)
Posted by admin on April 21st, 2010
Many people find all the options that are available when it comes to retirement planning to be quite confusing. If you are one of those this article is dedicated to explaining the differences between a 401 (k) plan and an IRA (Individual Retirement Account). There will be many terms you will come across during your [...]
Posted in 401k Retirement Plan Tags: 401 K Plan, 401 K Plans, Aids, Checks, Financial Advice, Financial Matters, Financial Retirement, Guidance, Individual Retirement Account, Ira Account, Iras, Mechanic, Mechanical Advice, Paycheck, People Find, Professional Financial Planner, Retirement Savings, Salary, Strengths And Weaknesses, Tax Money No Comments »401(K) vs IRA
Posted by admin on January 26th, 2010
Todays marketplace offers lots of choices in terms of retirement planning vehicles. The 401(k) (or 403(b) for the nonprofit sector) and Individual Retirement Account (IRA) are two of the most common. While they share some similarities, the differences are more important for the impact they could have on the growth of your retirement funds. However, [...]
Posted in 401k Retirement Plan Tags: Choices, Earnings, Income Tax, Individual Retirement Account, Investment Portfolio, Investment Preferences, Ira Contributions, Ira Tax, Iras, Nonprofit Sector, Personal Matters, Retirement Contributions, Retirement Funds, Retirement Planning, Similarity, Tax Advantage, Tax Benefit, Tax Credits, Tax Law Changes, Todays Marketplace No Comments »15 Startling Reasons Why Your 401(k) May Be Your Riskiest
Posted by admin on December 27th, 2009
15 Startling Reasons Why Your 401(k) May Be Your Riskiest Investment
Financial institutions have a distinct genius for marketing. They are able to get millions of Americans to hand over their money with very little thought taken, very little knowledge of the so-called investments offered, and even less control of their investments.
When the evidence is plainly [...]
Posted in 401k Retirement Plan Tags: Cash Flow, Environment Uncertainty, Fear, Financial Institutions, Free Withdrawals, Gambles, Genius, Hopes And Dreams, Investment Institutions, Investments, Iras, Legitimate Opportunities, Liquidity, Little Knowledge, Long Haul, Market Factors, Retirement Plans, Scarcity, Technicalities, Velocity No Comments »
