A 401(k) plan is an employer sponsored plan. The employer makes direct contributions to the account that are deducted from the employee’s paycheck. Most companies will match the paycheck contribution up to a certain percentage. In general, the contributions are before tax dollars and grow tax deferred until they are withdrawn. After-tax contributions are also [...]
Archive for December, 2009
401(k)
Posted by admin on December 30th, 2009
Posted in 401k Retirement Plan 
Tags: 401 K Plans, Allocations, Array, Assets, Calculators, Earnings, End Result, Financial Planner, Free Money, Investments, Mutual Funds, Paycheck, Retirement, Slumps, Stock Market, Tax Contributions, Tax Dollars, Time Factor, Vested Balance, Volatility 
No Comments »15 Startling Reasons Why Your 401(k) May Be Your Riskiest
Posted by admin on December 27th, 2009
15 Startling Reasons Why Your 401(k) May Be Your Riskiest Investment
Financial institutions have a distinct genius for marketing. They are able to get millions of Americans to hand over their money with very little thought taken, very little knowledge of the so-called investments offered, and even less control of their investments.
When the evidence is plainly [...]
Posted in 401k Retirement Plan Tags: Cash Flow, Environment Uncertainty, Fear, Financial Institutions, Free Withdrawals, Gambles, Genius, Hopes And Dreams, Investment Institutions, Investments, Iras, Legitimate Opportunities, Liquidity, Little Knowledge, Long Haul, Market Factors, Retirement Plans, Scarcity, Technicalities, Velocity No Comments »Forecasting the Future Value of Your Roth-IRA or Roth-401(k)
Posted by admin on December 25th, 2009
Curious about how much money you’ll accumulate in your Roth retirement account?
If youve got Microsoft Excel (or just about any other popular spreadsheet program) running on your computer, you can use its FV function to forecast the future value of your Roth IRA or Roth 401(k).
The FV function calculates the future value of an [...]
